November 30th – Don’t Be a Grinch!

RedbookHoliday9If I were to offer three little words of advice to all of the holiday shoppers out there, it would be: don’t. get. crazy. Trust me, it’s easy to do. I was speaking on this topic during a recent workshop and one woman shared this tale: She had recently landed a job at her dream law firm, and was eager to impress her new boss. So when she got the invitation to the annual office holiday party, she decided to buy her a gift. Not wanting to appear cheap, she dropped $250 on a beautiful Hermes scarf. But there was one problem: that one item completely blew her budget for the month! She had to cut corners everywhere else including walking to the office party through the snow in her festive attire because she could no longer afford a cab. As she thawed her frozen feet under the hand dryers in the bathroom at her schmancy company party she vowed that next year she would stick to something more modest, more thoughtful, and more within her budget.

Sound familiar? I thought it might. I’m not going to tell you not to shop at all; in fact, we’ve talked before about how shopping (in moderation, of course) can be a great way to stick to your overall budget, and even positively impact your portfolio! Instead, shop smarter with these three tips for gifting this holiday season.

And because your shopping habit isn’t limited to the holidays (duh!) let’s talk about those big ticket items you might purchase down the road, like a car, and how to game the system to get the best deal.

‘Tis the season, right? Don’t be a Grinch!




2017-01-23T08:54:52+00:00Nicole's Note|

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