5 Ways to Boost Your Credit Score
If your credit report is your financial report card, then your credit score is the actual grade. And maybe your grades weren’t all that important once you got out of(Read more)
What The New Presidency Means For You
Big changes are happening this year—many of them because of the new presidency. The Biden Administration will affect different people in different ways, but there are some important financial changes(Read more)
How To Do A New Year Money Detox In Just 7 Days
Every January, people attempt to detox after the holidays. But usually by week two or three—and certainly by February—we’re back to our old ways: shopping, happy hours, eating ice cream(Read more)
How To Get Your Student Loans Paid For
There are few bright spots in the world right now, but the ways in which companies and agencies are addressing student loan debt is one of them. With job losses(Read more)
5 Ways To Stop Drunk Shopping
Drunk might be funny, but it’s not cool. According to a study of more than 2,000 alcohol-consuming American adults, drunk shopping is an estimated $45 billion per year industry with(Read more)
Your Options For Student Loans Right Now
I’m sure you have heard of “good debt” and “bad debt.” The former includes student loans and the latter includes credit card debt. It’s like “good fat” and “bad fat”(Read more)
5 Financial Resolutions That Are Almost Fun to Keep
You have to be honest with yourself if you want to take control of your finances. It’s like going to the gym to get in shape but lying about what(Read more)
7 Steps to Recover from a Holiday Spending Hangover
It’s an easy thing to do: blow your entire month’s budget on holiday shopping, festive outfits, and dining out. Trust me: I’ve been there, too. It wasn’t until I graduated(Read more)
The Dirty Shopping Habit Many of Us Have (But No One Talks About!)
We’ve talked about shopping a lot here on NicoleLapin.com, and I’m usually the first to say that shopping is totally fine — as long as you build it into your(Read more)
How to Car Shop Like a Pro
Need a new car? Sick of your old wheels? Repeat after me: always buy used. Relax, it’s not embarrassing at ALL. Marissa Mayer, CEO of Yahoo, is worth an estimated(Read more)
7 Bitches Who Are Always Broke
Are you one of these people, or know someone who is? Let me be clear. Being a Rich Bitch is good. (Rich Bitches are the good kinda bitches, like Glinda(Read more)
3 Financial Tricks to Watch Out For
True story: I didn’t check my credit report until I was 25 years old. Not one single time. As a budding financial journalist reporting from the floor of the Chicago(Read more)
The “C” Word: 5 Things to Know About Your Credit Score
It’s like an old boyfriend: can’t live with it, can’t live without it. “It” is your credit score, and if you plan to borrow money at some point in life—whether(Read more)
Your Credit: Which Score is ACTUALLY the Loneliest Number?
While your credit score ranges from 300 to 850, there is one exception to the rule: a credit score of 0. Yep, goose egg. Nada. You get one of these from having(Read more)
3 Ways to Slay Your Debt Once and For All
I was so freaked out that I would be broke forever when I was 20 years old making 20k/year and in almost as much credit card debt. But, I got(Read more)
3 Pieces of Unconventional Financial Advice You Can’t Live Without
It’s time to rethink convention and learn to think for yourself. Stop being brainwashed and start making financial decisions for you. Conventional Wisdom #1: Invest in a 401(k). Period. I’ve(Read more)
How to Handle a Credit Card Dispute Like a Pro
We’ve all been there. You’re going through your online banking statement like the responsible Rich Bitch that you are, when WHAMM-O: you catch a strange charge for $42.50 to some(Read more)
3 Smart Ways to Game Flash Sales
Online flash sales can offer some steep discounts on your favorite clothes, accessories, and electronics — but can also drain your wallet if you’re not careful. And as with everything in(Read more)
Why Leasing a Car is (Almost) ALWAYS a Terrible Idea
A recent Forbes survey found that purchasing a car is one of the most expensive—and most stressful—expenses in a typical person’s lifetime, right up there with a home, children, and(Read more)
Don’t Miss These 3 Common Tax Deductions!
YES YOU CAN – get a real tax refund this year. But you have to know how to play the game, and that means going for every possible deduction that(Read more)
You CAN and SHOULD Negotiate Your Medical Bills
If you’ve received a medical bill recently, then what I’m about to say likely won’t come as a surprise: in the United States, we spend A LOT on healthcare. In(Read more)
Spring Forward Your Moolah
It’s almost officially spring, and I’m just as excited as you about sunshine and…well, sunshine. Aside from that…who’s ready for a little spring cleaning?! We already changed our clocks, and now(Read more)
The Guide to Renting Like a Pro
When I first moved to Atlanta to start anchoring at CNN, I made a classic financial mistake: I took on more home than I could afford. On my own and(Read more)
5 Corporate Scams You Should Slay Today
Even financial experts like myself can fall pray to scams. A few years ago, I was doing research on the best ways to rehab your credit score. I signed up(Read more)
