5 Financial Resolutions That Are Almost Fun to Keep
You have to be honest with yourself if you want to take control of your finances. It’s like going to the gym to get in shape but lying about what(Read more)
The Top 5 Ways to Stick To A Budget For Holiday Shopping!
This post is sponsored by Zelle®. Time and money. We all need more of those two things all the time but most especially during this time of year. My mission:(Read more)
7 Steps to Recover from a Holiday Spending Hangover
It’s an easy thing to do: blow your entire month’s budget on holiday shopping, festive outfits, and dining out. Trust me: I’ve been there, too. It wasn’t until I graduated(Read more)
7 Ways to Spot Unwanted Charges on Your Credit Card
We talk a lot around here about monitoring your spending for your wallet’s sake—but it’s a security thing, too. Sometimes, errors happen by accident: the store clerk entered the wrong amount(Read more)
If You Only Do 6 Things to Protect Your Financial Future, Do These!
As Rich Bitches, we love to plan: our outfits, our weekends, and (of course) our killer career moves. But we’re not always as on-the-ball about planning for our finances down(Read more)
How Often Should You REALLY Be Checking Your Budget?
A recent study showed that 19% of women think of sex daily, if not several times per day, and two-thirds of women surveyed were thinkin’ about it at least on(Read more)
The Dirty Shopping Habit Many of Us Have (But No One Talks About!)
We’ve talked about shopping a lot here on NicoleLapin.com, and I’m usually the first to say that shopping is totally fine — as long as you build it into your(Read more)
5 Sneaky Hidden Holiday Expenses (and How to Avoid Them!)
You planned your holiday shopping well in advance; made a detailed list so you’re not tempted to buy extra items; and stashed a little extra dough every month to prepare(Read more)
5 Creative Ways to Save on Last-Minute Holiday Shopping
Down to the wire on your holiday shopping? That doesn’t mean you have to completely blow your budget, especially not when you’ve been on the financial “Nice List” all year!(Read more)
3 Tough Truths About Housing that Will Ultimately Make You Feel Happier in Your Home
When I moved from Atlanta to New York City to start my dream job at CNBC, and started looking for apartments, I almost hyperventilated at the prices. Keep in mind, this(Read more)
3 Things You Don’t Know About Your Income (But Should)
Money might not be so easy to earn, but it is easy to calculate. What comes in is your “income” (duh). But, as you’ve probably noticed from your pay stubs, the money(Read more)
10 Holiday Savings Ideas You Haven’t Heard Of (But Should…)
I understand; this time of year is sentimental (and prices on everything from holiday decorations to food to gifts reflect that). But it’s just not worth it to derail your(Read more)
5 Sneaky (But Totally Legal!) Ways to Reduce College Costs
What I’m going to say shouldn’t surprise you: college is expensive. In fact, according to the College Board, the average cost of tuition and fees for the 2014–2015 school year(Read more)
What’s the Deal With Those Banking Booths, Anyway?! (And How to Choose One That’s Right For You)
If you’ve been getting the feeling that those pop-up banking booths are everywhere on college and university campuses lately, you’re not seeing things. Banks prey upon college students. Why? Because(Read more)
What the Heck is the Difference Between an FSA and an HSA, Anyway?! (And Why You Should Have One)
Americans spend over twice as much per capita on healthcare as the average developed country does, at an average of $8,508 per person per year. That adds up to $2.8 trillion, or(Read more)
3 Ways to Raise Money if You Don’t Know Mark Cuban
So here’s the scenario: You’ve got a great idea—like, a really good idea. You’re passionate about it and ready to jump into the world of entrepreneurship like a boss, except(Read more)
What You Don’t Know About Student Loans…But Should
Student loans. You likely have them; consider yourself extremely lucky if you don’t. Student loans are also technically considered “good debt” because in taking them out, you’re investing in yourself,(Read more)
The “C” Word: 5 Things to Know About Your Credit Score
It’s like an old boyfriend: can’t live with it, can’t live without it. “It” is your credit score, and if you plan to borrow money at some point in life—whether(Read more)
Your Credit: Which Score is ACTUALLY the Loneliest Number?
While your credit score ranges from 300 to 850, there is one exception to the rule: a credit score of 0. Yep, goose egg. Nada. You get one of these from having(Read more)
6 Common What-Ifs for Newbie Investors (and How to Handle ’em)
You want to be emotional? Be that way about your man, your children, yourself, your shoes—anything but your money. Here are some common fears when it comes to investing, and how(Read more)
How to Invest in Real Estate (Without Owning Actual Property!)
Real estate is either a great investment or a terrible investment, depending on who you ask. It all depends on what you are buying and where you are buying it. Whether you(Read more)
What the Heck is the Difference Between a 401(k) and an IRA, Anyway??
Both a 401(k) and an IRA are great retirement vehicles, but here’s the deal: there’s no one way to get to your dream Endgame. Sure, the 401(k) has long been(Read more)
4 Creative Ways to Go on a Spending Freeze with Your Besties!
I’m not going to hunt you down to make sure you’re keeping track of all of your expenses in your LBD (Little Budget Diary), conquering your debt once and for(Read more)
3 Pieces of Unconventional Financial Advice You Can’t Live Without
It’s time to rethink convention and learn to think for yourself. Stop being brainwashed and start making financial decisions for you. Conventional Wisdom #1: Invest in a 401(k). Period. I’ve(Read more)