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AGI (Adjusted Gross Income)

AGI (Adjusted Gross Income): AGI is literally the bottom line on the first page of your tax return (if you file your taxes yourself). It’s your gross income, or money you’ve made from all sources during the year, minus big deductions like educational expenses or losses from selling your home. Lenders care a lot about this number because it’s viewed as the most accurate report of your income.

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