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Failure to make payments on a loan. You’ll likely get charged big penalties and, if the loan was for a particular item like a car or a home, you could lose it. Seriously. Those loans are secured loans, where the item is collateral that the bank takes if you don’t pay up. Defaulting on unsecured loans can lead to wage garnishment which is when money is forcibly deducted from your paycheck to pay it.

Next time you say "Yes, Boss" do it in the mirror

I'll teach you 3 ways to start acting like a boss and work toward getting the salary you deserve!

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