Failure to make payments on a loan. You’ll likely get charged big penalties and, if the loan was for a particular item like a car or a home, you could lose it. Seriously. Those loans are secured loans, where the item is collateral that the bank takes if you don’t pay up. Defaulting on unsecured loans can lead to wage garnishment which is when money is forcibly deducted from your paycheck to pay it.
I'll teach you 4 ways you can say “No” with a smile, and start setting healthier boundaries!