Search results for: “invest”
-
Investment Property Or Nah?
I get asked about investment properties more often than many other financial concepts. Apparently the word on the street (Main Street, that is) is that having rental properties is a surefire way to grow wealth. Well, it is one way to grow wealth — but it’s certainly not a surefire one. Slow and Steady Successful…
-
What Should Young Investors Be Mindful Of?
A lot of us have probably become newly interested in investing, thanks to the GameStop mania the past few weeks. But if the situation taught us anything, it’s that you have to be really mindful when investing. You can be on top one minute and then come crashing down the next. The point of investing…
-
Getting Rid Of Bad Investments
We’ve all been there. That toxic ex whose Instagram we can’t stop stalking or continuing to buy sneakers online (even though we already have twenty sitting unworn in the closet). It’s time to let go of these bad investments, which aren’t necessarily investments. They’re people or products or services that are holding you back from…
-
Can Your Shopping Habit Be a Good Investment? | AOL Rise
How being a smart shopper can impact your portfolio.
-
Nicole Lapin on Jansing Co. Are Women Better Investors than Men?
From CNBC to Bloomberg to MSNBC, Nicole’s latest appearances and commentary on the economy, the market, and personal finance.
-
How To: Get Into Investing
Hosted by Nicole, these fun, accessible how-to videos cover everything from organizing your expenses to checking your credit report to negotiating your monthly bills. Using her signature conversational style, and more than a little tough love, Nicole walks you through getting your finances together so you can get it all.
-
Investing 101
Hosted by Nicole, these fun, accessible how-to videos cover everything from organizing your expenses to checking your credit report to negotiating your monthly bills. Using her signature conversational style, and more than a little tough love, Nicole walks you through getting your finances together so you can get it all.
-
Should I Invest In a 401(k)?
Nicole answers your burning money questions in a way that you don’t need a dictionary to understand on #AskNicoleLapinAnything. From whether to lease a car or buy used to if you’re too young for health insurance, she’s got you covered… in plain English. Use the hashtag and ask your money question via Twitter and Facebook…
-
When it Comes to Investing, Confidence is Key
Here’s why you should care about investing: because stashing your money under a mattress is ridiculous. Not only because it doesn’t make you money, but because you actually lose money. Yes, you lose money. No, I’m not surmising that a robber will come and steal your cash—but a little thing called “inflation” will. Even if you are more sophisticated than…
-
4 Boss Ideas to Invest in Y-O-U This Spring
Something I love about springtime is the renewed energy that is palpable everywhere. It’s a wonderful time to revisit resolutions that you made earlier in the year, clean up your finances, and make your health a priority. To really get into the business of you. You’ve heard me say it before but I’ll say it…
-
6 Common What-Ifs for Newbie Investors (and How to Handle ’em)
You want to be emotional? Be that way about your man, your children, yourself, your shoes—anything but your money. Here are some common fears when it comes to investing, and how to stare them down: What if I become obsessed? When I first started investing with a brokerage account, I found myself checking it 24/7 (just like…
-
How to Invest in Real Estate (Without Owning Actual Property!)
Real estate is either a great investment or a terrible investment, depending on who you ask. It all depends on what you are buying and where you are buying it. Whether you buy a property with hopes of selling it for a profit or renting it out as a commercial space, it’s dicey as a business endeavor. There are…
-
Retirement Calculator
Let’s go over what you’ll type into the calculator: HOW DO YOU WANT TO LIVE IN RETIREMENT? This is a biggie. Conventional wisdom has long held that you need less money in retirement than you do in your working life, the idea being that some expenses (work clothes, for example, or commuting, or maybe mortgage…
-
4 Things You NEED to Know When Apartment Hunting
Despite our best wishes, 2021 has been pretty wild so far. Of course this has had ripple effects into every industry, but real estate has been fascinating. People have new opportunities to negotiate lower rents and the prices of living in cities have dropped while the price of living in small towns has been on…
-
WTF are Capital Gains
I don’t need to tell you that taxes are a big fucking deal. They can make a huge difference in making or breaking your wealth. Let’s say you made a million bucks last year. How much would you be left with after taxes? This is essentially capital gains – a type of tax after the…
-
Turn Your Hobby Into a Jobby
With a side hustle, you can supplement your paycheck while also developing the talents that don’t get a lot of play in your nine-to-five. Committing to a side hustle could be the kick in the butt you need to develop a skill that you’re passionate about. You will likely have to give up binge-watching Netflix…
-
WTF Is A Dogecoin?
By now, you’ve heard of the crypto currency that started as a meme. So now we need to figure out WTF is a Dogecoin. Most people think Dogecoin is a joke. It actually was created as somewhat of a joke as a response to Bitcoin. The origin story of Dogecoin is simply this: in a…
-
What The New Presidency Means For You
Big changes are happening this year—many of them because of the new presidency. The Biden Administration will affect different people in different ways, but there are some important financial changes that will be important for everyone to understand. As we navigate 2021, here are some ways in which the Biden Administration will affect your personal…
-
How To Do A New Year Money Detox In Just 7 Days
Every January, people attempt to detox after the holidays. But usually by week two or three—and certainly by February—we’re back to our old ways: shopping, happy hours, eating ice cream in front of the television. But you can actually do real detox damage in just a week, and the 7-day challenge I’ve outlined below will…
-
How To Find $100 In Your House Right Now
Finding money in your house isn’t about actually finding money in your house. As satisfying as it is to be going through your laundry to discover a forgotten $20 in the back pocket of your jeans, I’m talking about saving and excess. Found money is saved money and saved money is found money. It’s one…
-
Why I Would Rather Get COVID Than Move With PODS Again
Sometimes when you try to save money, it ends up costing you way more. And sometimes, it doesn’t only cost you more money but time, and I’ve long said that time is actually your most valuable asset. In the worst cases you lose both, which is what happened during my recent move from New York…
-
Five Things I Learned From My Nightmare Moving With PODS
This summer, I moved from New York to Los Angeles. To make things easier on myself, I tried using PODS, a moving and storage company that markets itself as being cheaper than traditional movers and having great customer service. Boy was that wrong. The company misquoted the size of trailer I needed, which left me…
-
Where To Put That Mani Money
When you’re thinking about how to allocate your money, remember the 3 E’s—essentials, endgame, and extras. You should be putting the majority of your take-home pay (65%) into Essentials, 30 % into your Endgame, and five percent into Extras. Manis fall into the extras category, of course. You were probably spending around $35 a week…
-
How Dating Financial Dynamics Have Changed
Dating is a tricky business and even trickier during COVID. “Who pays the bill on the first date?” has become “if they offer to order you dinner, do you give out your address?” How dressed up should you get now that the first date is on video chat? A friend recently went on a FaceTime…
-
What Do These 7 Employment Terms Actually Mean?
The dialogue surrounding unemployment has almost become as daunting as the issue itself. Job uncertainty is stressful enough. Don’t let the jargon give you more anxiety. Here are a few words and phrases you should know to go into any conversation about employment empowered: Furlough If you get furloughed, you didn’t lose your job; you…
-
6 Ways To Deal With Market Fluctuations
I know it feels like you need a valium these days to look at the market. My advice (coming from a former network news anchor): try not to check the news often. Spoiler alert; it’s not great. Instead, put your blinders on and try these tips to stay the course: Chill. Don’t try and jump…
-
What Does This Market Jargon Mean? 7 Terms You Think You Know But Don’t
I truly believe that money is just a language like anything else, we just don’t have a Rosetta Stone for it and we didn’t learn it growing up. The first step to taking control of your finances is to at least understand the language even if you don’t speak it yet. Here are 7 words…
-
5 Money Tips To Navigate The Pandemic
I wrote three personal finance/business books and covered money news for more than a decade — but I can honestly say, this “new normal” is something I never expected. Sure, there are black swan events like a terrorist attack or a natural disaster that economists and pundits have already spent time thinking about. But, this…
-
Here’s How to Find Your Work Wife
When I found out I was going to get to be the anchor of an investigative series at my first broadcast job, I immediately ran to tell my bestie at work. She was thrilled for me and took me out for drinks that night to celebrate. Now, decades later, she is still there cheering me…
-
Why You Should Tell Your Boss You’re Taking a Mental Health Day
Until I took my first mental health day, I bought into the stigma that they are “just an excuse” to skip work. I was launching a company and working full-steam ahead, running myself down as a result. When I finally took a much-needed day off, I realized what I’d been missing: my cadence, or a…
-
Why You Should Encourage Your Employees to Take a Mental Health Day
The concept of taking a “mental health day” is pretty widespread and becoming more and more accepted (it’s even legally protected, in most cases, as a totally acceptable reason to take a sick day). But being familiar with the concept isn’t the same as embracing it for your employees and even yourself. Do you ever…
-
How I Learned to Talk to My Boss About Burnout Without Backlash
When I landed a job as a business news anchor at 21 after graduating with a broadcast degree from Northwestern, I was thrilled. But I hated the beat that was assigned to me: business and finance. All I thought about was how I could use the experience to get to my dream job as an…
-
How To Build A Tribe of Mentors with Tradesy CEO Tracy DiNunzio
In this episode of The Boss School, I chat with my dear friend Tracy DiNunzio of Tradesy (you know, just THE largest peer-to-peer resale site for luxury goods.). I bet you’re going to find Tracy’s interview just as exciting as I did–she has TONS of helpful advice on getting out there when starting a business. And she…
-
7 Ways to Get From Burnout to Balance
Until very recently, if you had asked me to make a list of all the things I valued, it wouldn’t have even occurred to me to put myself on it. The list was long with everything I’d always wanted: a super job, a super man, and an overall super life. But I wasn’t devoting any…
-
3-Step Burnout Prevention Plan
I thought I was Superwoman. I’d wrapped up shooting for the second season of my TV show and had just finished touring the country promoting my second book. I was a badass New York Times bestselling author who preached badassery to other women. I was, from all outward appearances, at the height of my career.…
-
How Much Of Your Paycheck You Should Spend vs. Save
It may seem hard to figure out how to make the most of your monthly paycheck when for most of us, it’s not changing month-to-month. But, you can make sure that you’re divvying it up as wisely as possible so that you end each month in the black (on budget) and not in the red…
-
Last Minute Tax Tips for Late Filers
It’s probably something you’ve wondered about before: just what happens when you miss the tax filing deadline? I get it, sometimes certain things just fall through the cracks. In this case, what really matters is what you do next. If April 15th came and went and you never filed your tax return, it’s time to…
-
5 Ways to Boost Your Financial Wellness
Now that January is over, I have to ask — how are those financial resolutions coming along? It takes about 3-4 weeks to create a new habit, so hopefully, the changes you’re looking to make this year are starting to settle into place. If they’re not feeling like habits yet, or if you’re feeling tempted…
-
Terms of Use
Welcome to the Internet home of Nicole Lapin. Nicole Lapin.com (“NL”) provide website and other electronic services subject to the terms set out below (“Terms”). By using the NL Software and shopping via NicoleLapin.com, using NL software applications that you download, and other websites and existing or future services that expressly incorporate these Terms (“NL…
-
Privacy Policy
And now… For the fun fine print! Nicole Lapin (“NL”), recognizes that its viewers, visitors, users, and others (collectively or individually called “Users,” aka YOU) who use the website (yep, you guessed it: the “Website”) value their privacy. (Don’t we all?) This Privacy Policy details important information regarding the use and disclosure of User information…
-
QUIZ: Should you buy or rent a home?
If you’re dead set on buying a home, here’s a quiz to see if you are considering everything. Remember that housing should make up about 35% of your overall monthly budget. As such, it’s damn important to the overall success of your whole financial life. Let’s assume you are looking at buying a $250,000 house…
-
3 Sneaky Ways to Be Your Own Publicist
You don’t need a schmancy publicist to get the word out about your new business. In fact, if you’re just starting out and watching every penny (which you should be) then I’d advise not spending too much of your bootstrap budget on marketing. Instead, wait until you’ve proven your concept and built up demand to…
-
How To: Find Your Side Hustle Sweet Spot
You clearly know how to hustle. But do you know how to “side hustle?” It’s a popular phrase in today’s work world because it’s a popular thing to do. A Side Hustle (noun) is something you do on the side of your “day job.” Side Hustling (verb) is the act of getting your butt out…
-
If You Only Do 6 Things to Protect Your Financial Future, Do These!
As Rich Bitches, we love to plan: our outfits, our weekends, and (of course) our killer career moves. But we’re not always as on-the-ball about planning for our finances down the road. Luckily, you don’t even need to get into a 401(k) debate (in fact, I argue that those aren’t for everyone!). Just try these…
-
New Year New You Financial Bootcamp
According to the recent Millennial Mindset on Money Survey conducted by Capital One, more than a quarter (27%) of Millennials say that establishing a solid nest egg would give them the biggest feeling of financial accomplishment. And in order to get that nest egg growing, you’ve got to have your finances in order, right? With…
-
How To: Recover From a Spending Hangover
It’s an easy thing to do: blow your entire month’s budget on holiday shopping, festive outfits, and dining out. Trust me: I’ve been there, too. It wasn’t until I had graduated from college and landed my dream job at CNN that I got my first credit card. I know, I know…I was a bit behind…
-
3 Tough Truths About Housing that Will Ultimately Make You Feel Happier in Your Home
When I moved from Atlanta to New York City to start my dream job at CNBC, and started looking for apartments, I almost hyperventilated at the prices. Keep in mind, this was during a brutal recession when rental prices had supposedly belly flopped. One-bedrooms I looked at ranged from $3,000 to $5,000…a month. I had to…
-
3 Things You Don’t Know About Your Income (But Should)
Money might not be so easy to earn, but it is easy to calculate. What comes in is your “income” (duh). But, as you’ve probably noticed from your pay stubs, the money you bring home isn’t the actual salary you signed up for. So here are three things to know NOW about how much money you’re actually making:…
-
Post-Divorce Boot Camp
So you want to look like a hot divorcée—you might as well act like one, too. You may still be getting used to your life as a single lady, but that doesn’t excuse you from being smart about your new life and your money. Here are 8 steps you should take to whip your financial booty back…
-
3 Things You Should Know About Retirement…NOW
You know you should get going on saving for retirement, but you think “there’s time.” Well, maybe. But that depends on what kind of life you want to live when you retire. Want to take that trip to Fiji? Or are you good just doing crossword puzzles and living at your grown kid’s house? The answers are yours, and…