The financial curriculum you never got in school, built for real people, real life, and real money situations at every income level.
The American education system teaches algebra, literature, and the periodic table, but not how to file taxes, understand a 401k, or get out of credit card debt. The Money School Method fills that gap.
Developed from Nicole's five bestselling books and 1,000+ podcast episodes, the Money School Method is a sequenced financial curriculum that takes students from "I avoid looking at my bank account" to "I have a diversified investment portfolio and a six-month emergency fund."
No jargon. No shame. No prerequisite knowledge required. Just clear, sequential steps taught in the order that makes the most financial impact.
The Money School Method works for:
Each module builds on the last. The sequence is deliberate, it's designed to create immediate wins while building toward long-term financial transformation.
Before you can fix your finances, you have to face them. Module One covers the financial baseline: net worth calculation, income vs. expenses, credit score understanding, and the basics of a budget that doesn't feel like a punishment.
Key outcomes: A clear picture of where you stand financially, a simple tracking system, and a credit score you understand and know how to improve.
Not all debt is equal. Module Two breaks down the difference between productive debt and destructive debt, introduces the avalanche and snowball payoff methods, and shows how to negotiate lower interest rates most people don't know they can ask for.
Key outcomes: A prioritized debt payoff plan and at least one interest rate reduction strategy you can implement this week.
The emergency fund is the single most impactful financial move most people never make. Module Three explains why a 3–6 month emergency fund (Nicole recommends 6–12 for entrepreneurs and freelancers) changes your entire financial behavior, because financial security reduces the panicked decisions that cost the most money.
Key outcomes: An automated savings plan with a specific, time-bound emergency fund goal.
The basics of investing in plain English. 401k vs. IRA, index funds vs. actively managed funds, asset allocation by age, and the power of dollar-cost averaging. Most importantly: how to open an account and make your first investment today.
Key outcomes: An open investment account with at least one automated monthly contribution.
Your earning power is your greatest financial asset. Module Five covers salary negotiation, identifying income gaps, side hustle strategies, and the tax implications of additional income streams. It's about making more, strategically, not exhaustingly.
Key outcomes: A negotiation strategy for your next salary conversation and at least one vetted side income opportunity.
Module Six covers wealth-building beyond the basics: real estate, tax strategy, estate planning fundamentals, and the long-term investment habits that separate wealth builders from wealth earners. This is where financial fluency becomes financial independence.
Key outcomes: A written 5-year financial plan with specific, measurable milestones and a clear path to financial independence.
The original foundational text behind Modules 1–3 of the Money School Method.
Get the BookThe investing curriculum behind Modules 4–6, your complete guide to building wealth independently.
Get the BookDedicated podcast episodes walking through each module of the Money School Method.
Yes, the Money School Method is available as a corporate workshop, keynote, or multi-session program. It can be delivered as a single 60–90 minute keynote overview or as a full 6-session curriculum. Contact Nicole's team to discuss format and availability.
None. The Money School Method is explicitly designed for people with zero prior financial education. The framework starts from first principles and builds from there. Advanced participants can begin at Module 4 or 5.
The curriculum is currently available through Nicole's books (available at all major retailers) and Money Rehab podcast. A structured online course format is in development. Sign up for Nicole's newsletter to be notified when it launches.
Available as a keynote, workshop, or multi-session corporate program. Nicole customizes every delivery for the specific audience and their financial starting point.